Terms of Use
The rules for using this website.
Plain-language terms covering what this site is, what it isn't, and the limits of what we promise here.
Template notice — have this reviewed
This page is a starting template, not legal advice. Before launch, have an attorney licensed in Georgia review it against your actual data practices, your carrier and FMO agreements, HIPAA where applicable, the Georgia Insurance Code, the TCPA, CAN‑SPAM, and current CMS marketing rules. Replace every highlighted placeholder with real information.
Effective date: [DATE]
1. Acceptance
By accessing or using this website you agree to these Terms of Use. If you do not agree, please do not use the site.
2. What this site is
This website provides general educational information about insurance products and is operated by Southern Comprehensive Insurance, LLC, a licensed independent insurance agency in Georgia.
3. Not advice, not an offer, not coverage
Nothing on this site is insurance, legal, tax, medical or investment advice, nor an offer to sell or a solicitation to buy any product in any jurisdiction where we are not licensed. No coverage is bound, applied for, or in force through this website. Coverage exists only when an application is approved by a carrier and a policy is issued. Content is not a complete description of benefits; policy documents control in all cases.
4. Calculators and estimates
The coverage calculator, cost estimator and any similar tools produce educational estimates using generalized assumptions. They are not quotes, offers, recommendations or guarantees. Actual premiums and coverage depend on underwriting, carrier filings, your health, your location and other factors. Do not make a financial decision on the basis of these tools alone.
5. Licensing
Roosevelt Brown Jr. is licensed as a Life & Health insurance producer in the State of Georgia (License 3550678) [AND ANY ADDITIONAL STATES]. Products and services are offered only where properly licensed and appointed.
6. Accuracy and changes
We work to keep this site accurate, but insurance rules, plan benefits and premiums change frequently and content may become outdated. We may modify or remove content at any time without notice. Verify current Medicare information at Medicare.gov or by calling 1‑800‑MEDICARE, and current Marketplace information at HealthCare.gov.
7. Intellectual property
The content, design, logo and marks on this site are owned by Southern Comprehensive Insurance, LLC or its licensors and may not be copied or reused without written permission. Carrier names and logos are the property of their respective owners.
8. Third-party links
Links to other sites are provided for convenience. We do not control and are not responsible for their content, accuracy or practices.
9. Your conduct
You agree not to use this site unlawfully, to submit false information, to attempt to gain unauthorized access to any part of it, or to interfere with its operation or security.
10. Disclaimer of warranties
This site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.
11. Limitation of liability
To the fullest extent permitted by law, Southern Comprehensive Insurance, LLC and Roosevelt Brown Jr. are not liable for any indirect, incidental, special, consequential or punitive damages arising from your use of, or inability to use, this website.
12. Indemnification
You agree to indemnify and hold us harmless from claims arising out of your misuse of this site or your violation of these Terms.
13. Governing law
These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles. Venue lies in [COUNTY] County, Georgia.
14. Changes to these Terms
We may update these Terms. Continued use after changes are posted constitutes acceptance.
15. Contact
support@scompinsurance.com · 404-458-7554 · 4514 Chamblee Dunwoody Rd #435
Dunwoody, GA 30338